Chances are, you can’t. And many insurance companies in Oklahoma City prefer it that way.
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A few ways insurance companies can use the words in your policy against you:
- You buy a new car, but a week later it is totaled in an accident. You purchased full coverage, so you expect the full cost of the car to be covered-but your policy says the company may “adjust for depreciation,” leaving you to pay thousands of dollars remaining on your loan.
- Everything you own was lost in a house fire. But your family is okay, and your homeowner’s insurance includes “full” damages, but they refuse to pay for any personal belongings lost in the fire.
- A tornado swept your house down to the foundation. A letter from your insurance company states that, although the storm caused over $150,000 worth of damage, your “total loss” claim has been capped at $45,000.
As Oklahoma City insurance attorneys, we know how to interpret the tricky language in policies. We also know when the policy’s terms are contradictory, unreasonable, or illegal.
If your homeowner’s insurance claim was unjustly denied, we can get you the amount you need to rebuild. Call the Buxton Law Group today at (405) 604-5577 for a free consultation.